- LICAH Investment Academy launches an enhanced “Dual-Track” curriculum to address financial literacy and advanced investing gaps in Southeast Asia.
- The program combines foundational finance education with expert-level skills, using AI-driven analytics and real-market simulations.
- Initiative responds to rising retail investor participation across equities, derivatives, and crypto amid concerns over risk management and decision-making.
Amid the rapid growth of retail investors in the Southeast Asian markets, LICAH Investment Academy has announced the launch of their enhanced 'Dual-Track' curriculum, in a move that stands to fill the identified gaps in financial literacy and investment capacity in the region influenced by the rapid growth of investor familiarity with online trading platforms that have significantly outpaced the complexity of the modern markets.
The reality is evident in recent figures. According to the Financial Services Authority of Indonesia, the OJK, in its 2024 National Survey, there has been an improvement in financial literacy, with the country’s financial literacy index now measuring 65.43%. But perhaps one of the worrisome aspects of this survey is its implication of a large gap in expert-level skills, specifically in terms of managing risk in financial investments, market analysis, and sound decision-making. The growing number of individual investors in equity, derivative, and cryptocurrency markets raises this concern.
The Improved Dual-Track programme by the LICAH Investment Academy has been developed with the purpose of meeting the mentioned challenges head-on by providing investors with a structured learning method. Targeting the Southeast Asian community, the academy recognizes that the programme should have elements that involve basic financial literacy and expert-level investment approaches. In this way, the programme aims to benefit investors who are in various stages of their investment journey, from the learning stages to the advanced stages.
Among the core aspects of the new curriculum lies the use of technology-driven learning tools and artificial intelligence analytics and scenario simulation techniques. These techniques are aimed at replicating real-life market situations and teaching the learners to think critically rather than take shortcuts or make assumptions. This is according to the academy and the realities associated with an algorithm-driven market environment where a rapid flow of information can easily confuse an unsophisticated investor.
Also Read: CDSL Launches Ideathon For Students To Reimagine Investor Education
"This project is not only about investing knowledge but also about mindset development. We see that new generations of investors today are blessed with, let’s say, unbeatable tools in the financial world, but they’re not equipped with the proper mental paradigms to process information, to control their emotions, and to make sound long-term decisions", said Budi Sutrisno, founder of LICAH Investment Academy.
He stated that the awareness and disciplines an investor builds define the possibility of their success in creating long-term wealth, not luck. The introduction of this Dual-Track curriculum is just one example of an emerging trend in financial education in the wider region of Southeast Asia, where there is an increasing recognition that basic literacy in finance is not sufficient.
As the level of participation in investments in this region continues to grow, education in this structured and professional manner is emerging as an important foundation on which to build robust individual investors. Through this initiative, LICAH Investment Academy seeks to make a significant contribution to enhancing financial acumen and assisting investors in transitioning from speculation to informed and sustainable investment strategies in this increasingly digital world of finance.
